For Landlords & Proptech

Verify Independent Worker Income with Confidence

1 in 3 renters is self-employed. Traditional screening rejects them. Mavvrixx gives you a better signal — consent-gated, FCRA-compliant, instant.

250 free queries · 30-day pilot · No credit card · FCRA-compliant

IndieVerify™ Response — Landlord Tier

{
  "verify_token": "IID-consent-xyz789",
  "identity_verified": true,
  "income_verified": true,
  "income_band": "$2,800–$3,400/month",
  "platform_tenure_months": 28,
  "income_stability_score": 82,
  "vocation": "rideshare_driver",
  "screening_recommendation": "APPROVE",
  "fcra_compliant": true,
  "consent_timestamp": "2026-05-08T01:00:00Z"
}
1 in 3
renters self-employed or independent platform earners
35%
of applicants have no W-2 or traditional pay stub
~1.6B
independent workers globally, all underserved by screening
<2s
IndieVerify™ response time, consent-gated instant results
Independent workers don't have pay stubs. They have something better.
Verified bank income, platform earnings, and professional history — all in one consent-gated signal. Stop rejecting qualified tenants because they work for themselves.

The Invisible Tenant Problem

35% of your rental applicants earn income through independent platforms, freelancing, or self-employment. Traditional screening says: no W-2, no proof. Mavvrixx says: here's exactly what they earned, verified.

🚗

Platform Earners Are Real Renters

A rideshare driver earning $3,200/month consistently for 28 months is a better tenant risk than an inconsistent W-2 employee. Traditional screening can't see this.

📊

Income Stability Matters More Than Source

Mavvrixx measures income_stability_score, platform_tenure_months, and income_volatility_index — the signals that actually predict rent payment reliability.

⚖️

Reduce Fair Housing Risk

Systematically rejecting applicants without W-2s disproportionately impacts protected classes. Mavvrixx standardises the evaluation framework for all income types.

🔐

Not a Credit Check. Not a Consumer Report.

IndieVerify™ is worker-initiated and consent-gated. FCRA-compliant by design. The worker shares a consent token — you receive verified income data, nothing more.

The screening gap, visualised

A Doordash delivery driver earned $38,400 last year across 11 months of consistent work. Bank deposits show it. Platform records confirm it. But your current screening tool returns: "Insufficient income documentation."

That's a qualified tenant you're rejecting.

Traditional Screening vs. Mavvrixx

See exactly what you're missing — and what Mavvrixx gives you instead.

Screening Signal Traditional Screening With Mavvrixx
Gig / freelance income ❌ Invisible — no W-2, no data ✅ Verified income band + source
Platform tenure ❌ Not captured anywhere ✅ Months active on platform
Income consistency ❌ Unknown — static snapshot ✅ Stability score, volatility index
Identity verification ⚠️ Manual, upload-based ✅ Instant, biometric-grade
Fair Housing alignment ⚠️ Higher risk (W-2 bias) ✅ Lower risk (standardised evaluation)
FCRA compliance ⚠️ Varies by provider ✅ Consent-gated, worker-initiated
PropTech integration ❌ Siloed, manual import ✅ MAP embed: Buildium, AppFolio, Yardi

Three Tools. One Verification Layer.

Everything you need to confidently screen independent worker applicants.

🔍

IndieVerify™

Identity + Income Verification

The worker shares a consent token via the Mavvy app. You receive: verified identity, income band, platform tenure, and consistency rating. Instant. FCRA-compliant. No bureau pull.

$65 / query Standard · Free Pilot (250 queries)
  • identity_verified
  • income_band
  • platform_tenure_months
  • income_stability_score
  • screening_recommendation
  • fcra_compliant
Get API Key →
📈

IndieScore™ Signal

5-Factor Financial Score

The income stability index for tenant risk assessment. Five signals landlords and proptech platforms need to make confident screening decisions on independent workers.

Included with IndieVerify™ Standard
  • income_stability_score
  • platform_tenure_months
  • vocation_risk_class
  • income_volatility_index
  • verification_status
Test Drive →

How IndieVerify™ Works

Four steps. Under 2 seconds. Worker-initiated. You never store PII.

1

Applicant Requests Consent Token

The worker opens the Mavvy app and generates a one-time consent token for their rental application.

2

You Receive the Token

The applicant shares the 12-character consent token with you via your existing application form or leasing portal.

3

API Query to IndieVerify™

You submit the token to the IndieVerify™ API. Mavvrixx verifies identity, queries platform income records, computes stability score.

4

Instant Screening Response

You receive: identity_verified, income_band, platform_tenure_months, income_stability_score, and a screening_recommendation (APPROVE / REVIEW / DECLINE).

Built for Every Property Type

From single-family rentals to enterprise proptech platforms.

🏠

Residential Rental Screening

Screen long-term residential applicants who earn via Uber, DoorDash, Instacart, or as freelancers. Get income verification as reliable as a pay stub — without requiring one.

🏖️

Short-Term Rental Hosts

Verify hosts applying for arbitrage arrangements or co-hosting agreements. Confirm their Airbnb/Vrbo platform income is real and consistent before signing.

🏘️

Co-Living Platforms

Digital nomads and remote workers are your primary demographic. IndieVerify™ was built for their income profile — platform-diverse, consistent, but W-2-invisible.

💻

PropTech Platform Embed

Integrate IndieVerify™ into your screening product. Add a new income verification layer for gig-worker applicants and differentiate from legacy credit-only tools.

📋

Property Management Software

AppFolio, Buildium, Yardi, and custom PM stacks. MAP Protocol provides MCP 2024-11-05 transport for seamless integration into your existing workflow.

🏢

Portfolio Landlords

Managing 50+ units? Batch verification mode processes multiple applicants simultaneously. Webhook callbacks push results directly into your management system.

Compliance FCRA-Compliant
Fair Housing FHA Aligned
Data Model Worker-Initiated
PII Storage None After Consent Window
Not a Consumer Report
Not a Credit Check

Start Your Free 30-Day Pilot

250 IndieVerify™ queries at no cost. Sandbox environment. API key issued instantly. No credit card required.

By submitting, you'll receive a sandbox API key within 1 business day. No commitment required.