You took the write-offs. Now the bank thinks you earn nothing.

You make real money. The 2-year rule says it doesn't count. We fix that.

You optimised your taxes. Now your bank thinks you earn nothing. The 2-year rule was built for W-2 employees — you are not a W-2 employee. Mavvy helps you prove your real income and get the financial proof you deserve.

Get My Free Match →

✓ Free · ✓ No card required · ✓ 2-minute match

47M
Freelancers in the US alone
$3,200
Avg unprotected income gap
94%
Match accuracy
189
Countries covered

The write-off trap — and how to fix it

Traditional insurance was built for employees. Mavvrixx was built for you.

🏥

No employer health benefits

When you're freelance, there's no HR department finding you health coverage. You're on your own — until now.

✓ Mavvy finds individual health coverage for your country & income level
💸

Income gaps between projects

The space between contracts is real — and scary. No sick pay, no unemployment, no financial proof layer.

✓ Income protection that pays when work dries up
⚖️

Liability exposure

One unhappy client. One missed deadline. One disputed deliverable. Professional liability matters more than most freelancers realise.

✓ Professional liability coverage starting from $29/mo

How Mavvy works for you

From zero to protected in under 10 minutes.

1

Answer 8 questions

Tell Mavvy about your work type, income, location, and what matters most to you.

2

Mavvy matches you

Our AI analyses 500+ products across health, income, and liability to find your best fit.

3

Tap to bind

Review your matches, compare coverage, and activate protection with one tap.

Coverage built for freelancers

Mavvy connects you to the best products on the market — matched to your situation.

Oscar Health
Individual health plans with concierge care. Designed for self-employed and independent workers.
View match →
Hiscox GL
Professional liability & general liability from the world's leading small business insurer.
View match →
SafetyWing
Global health & travel insurance for digital nomads and remote freelancers in 189 countries.
View match →
Bonsai
Contracts, invoicing, and income protection built specifically for creative freelancers.
View match →
"Mavvy found me health coverage I didn't know existed. Saves $127 every single month — and I got covered in 8 minutes."
J
★★★★★
James T.
Freelance Designer · Miami, FL

Freelancer FAQs

Can I get health insurance as a freelancer without a company? ▼
Absolutely. Mavvy specialises in individual health plans for self-employed workers. We match you with options based on your income, location, and health needs — including ACA marketplace plans, private plans, and international options if you work across borders.
What if my income varies month to month? ▼
Variable income is the freelance reality. Mavvy understands this — we match you with income protection products specifically designed for project-based workers, with flexible coverage that adjusts as your income changes.
Do I really need professional liability as a freelancer? ▼
Yes. Even one client dispute can result in legal costs that wipe out months of income. Professional liability (also called E&O insurance) covers legal fees and damages if a client claims your work caused them financial harm. Plans start from $29/month.
How long does it take to get covered? ▼
Most freelancers receive their first match in under 2 minutes. Activating a policy typically takes another 5-8 minutes. For health plans with open enrollment, same-day coverage may apply depending on your location.
Does Mavvrixx work outside the US? ▼
Yes! Mavvrixx operates in 189 countries. Whether you're a freelancer in the UK, India, Germany, or anywhere in between, Mavvy will find you relevant, locally appropriate coverage options.

Start protecting your freelance income today

Free match · No card required · 2 minutes

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