No Benefits Coordinator
When you're independent, there's no HR to call. No one to remind you that your liability coverage lapsed or that you're one injury away from losing everything.
✦ IndieShield™ · Mavvy's protection card
Every employee
has HR.
Every indie has Mavvy — your confidante, advocate & concierge. Set up your Vault and she matches coverage to how you actually earn.
Protection was never missing from your life — it was just never designed for you. Mavvy knows your income, your platforms, and your gaps. She finds your coverage, monitors your risks, and advocates for you with every insurer — before you even have to ask.
The indie workforce — unprotected
~1.6B
Indie workers worldwide
$1.5T
In indie earnings per year
0
HR departments on their side
1
Mavvy. Now there is.
The problem
The system wasn't built for you.
We were.
Independent workers carry more risk than any W-2 employee — with zero of the institutional support. Until now.
Protection parity for ~1.6 billion independent workers. That’s why IndieShield™ exists. — The Indie’s side. Always.
No Risk Manager
SMBs have risk managers. You have Google. IndieShield™ is the risk concierge layer that fills the gap — without the broker, without the commission.
Priced Wrong
Insurance companies price indie workers like W-2 employees — bluntly, expensively, or not at all. IndieShield™ links your premium to your IndieScore™. Better stability = better rates.
How it works · 3 steps
1Set up your Vault — so Mavvy sees how you actually earn.
2Mavvy matches coverage — health, income & equipment — built for indie work.
3Priced on your real life — not a W-2 that doesn't exist.
How it works
Three steps. Zero paperwork.
Mavvy handles the heavy lifting. You make the decisions.
Build Your Vault
Mavvy pulls your income data, platform connections, and documents into your Vault. No forms. No file uploads. She does it with you.
Mavvy Audits Your Coverage
Mavvy compares your Vault against your risk profile. She surfaces your top 3 coverage gaps — and explains exactly why they matter for someone in your situation.
Get Covered — Your Way
IndieShield™ matches you to coverage options priced to your IndieScore™. Higher score = lower premium. You choose. Mavvy manages the rest.
Coverage map
The coverage map every indie needs
From the non-negotiables to the nice-to-haves — IndieShield™ maps your entire risk profile and matches you to the right coverage at the right price.
General Liability
Client claims, property damage, and bodily injury. The non-negotiable.
CoreProfessional Liability / E&O
Errors and omissions. Protects your work, your contracts, and your reputation.
CoreIncome Protection
If you can't work, Mavvy makes sure the bills still get paid.
EssentialCyber Liability
Data breaches, ransomware, client notification costs. Essential for remote workers.
EssentialHealth Coverage
ACA-compliant plans matched to your income band. No group plan required.
PersonalWorkers' Comp (Self-Employed)
Some states require it. All clients prefer it. Mavvy handles it.
ComplianceIndieShield™ Score
Your IndieShield™ Score:
the number that unlocks better rates
How your score is calculated
Your IndieShield™ Score is derived from your Vault — income stability, coverage completeness, KYC level, and platform tenure. Every point you earn is a point off your premium. Elite tier members save 20–30% vs market rate. Certified members save 10–15%.
| Tier | Score | Premium | What it takes |
|---|---|---|---|
| Explorer | 0–34 | Market rate | Start your Vault |
| Rising | 35–59 | 5% below | Connect bank + one platform |
| Certified | 60–79 | 10–15% below | Full Vault + income verified |
| Elite | 80–100 | 20–30% below | Full Vault + Identity Verified + 12-mo history |
"Every option I surface has been through our Partner Quality Standard — low friction, 4.8+ stars, real fulfilment. I only bring it to you when your Vault data says it fits. If your income signals aren't there yet, you won't see it. That's not an accident. That's the whole point."
Are you a creator or community builder?
Earn with every independent worker you bring into Mavvrixx.
Earn with Mavvrixx →
Join the Founding Mavericks building
the new standard
Independent workers who build their Vault are changing how institutions see them — one verified income record at a time.