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B2B Income Verification API

Verify any independent worker's
income in 3 seconds

GigVerify™ is the first consent-based income verification API built specifically for the 73 million Americans — and 1.57 billion globally — who work independently.
Get Sandbox Key — Free View API Docs
<3s
Response time
$45.50
Founding partner rate/query
19
Countries supported
300–850
GigScore™ range
1 call
To replace 6 months of bank statements
"We need pay stubs from your employer."
1 in 3 of your applicants hears this and walks away. They drive for Uber. They freelance on Upwork. They deliver for DoorDash. They have no employer — and no way to prove their income. Until now.
How It Works

End-to-end verification in 4 steps

1
Worker connectsUber, Upwork, Plaid + 50+ sources via GigID™
2
Mavvrixx verifiesPlatform-native income data → GigScore™ computed
3
Worker consentsReal-time, revocable, per-query consent token issued
4
You call the APIPOST /gigverify/query → score, level, income band in <3s
5
Decision madeNo bank statements. No phone calls. No delays.
API Response

One call. Everything you need.

// Node.js — 3 lines to verify any gig worker
const gv = require('gigverify').init({
  apiKey: 'gv_live_YOUR_KEY'
});

const result = await gv.verify({
  consent_token: req.body.token,
  worker_id: req.body.gigid
});

// result.gigscore → 724
// result.income_band → "$3K–$5K/mo"
// result.income_trend → "STABLE"

API Response — Sample

GigScore™724
Verification LevelGigID™ Level 3
Income Band$3,000–$4,999/mo
Income TrendSTABLE ▶
Platforms Connected3 (Uber, Upwork, Plaid)
Tenure18 months
Response Time1.2s
Worker Consent✅ Verified (real-time)
Use Cases

Built for every verifier that touches gig workers

🏠
Rental & Property
Replace 6 months of bank statements with 1 API call. Approve gig worker tenants in seconds.
🏦
Lending & BNPL
Underwrite the 73M Americans with no W-2. GigScore™ gives you a structured income signal for credit decisions.
🛡️
Insurance Underwriting
Income-based premium calculation for gig workers — commercial, liability, and health products.
📱
Fintech Apps
Cash advance, EWA, and neobank apps: replace bank-scrape income estimation with verified platform data.
💼
HR & Background Check
Employment screening for gig workers. Income verification as part of contractor onboarding.
📡
Telco & Utilities
Payment plan qualification for gig workers — phone contracts, utilities, subscriptions.

For Middleware & Platform Partners

GigVerify™ is designed to be embedded inside existing financial infrastructure stacks — not to replace them. We are complementary to data aggregators like Plaid, not competitive with them.

A
Data Enrichment
Embed GigVerify™ as an enrichment layer inside your existing income verification stack. Your clients call you; you call us under the hood.
B
Credential Distribution
Offer GigID™ credential issuance as a native product to your financial institution clients — worker acquisition channel included.
C
Revenue Infrastructure
Use our GigScore™ risk layer + your payment rails to co-deliver earned income advance products to gig workers. Revenue share available.
Discuss Partnership →
Pricing

Simple, transparent per-query pricing

Sandbox
Free
unlimited test queries
  • Full API access (sandbox)
  • Simulated worker profiles
  • SDK + code samples
  • Developer support
  • No credit card required
Founding Partner
$45.50
per live query — locked for life
  • 30% below standard rate — forever
  • First 500 queries free
  • Direct engineering support
  • Co-shaped product roadmap
  • Available to first 3 partners only
Standard
$65
per live query
  • Full production API access
  • SLA: 99.9% uptime
  • Volume discounts at 10K+/mo
  • Webhook support
  • SOC 2 Type I (Q2 2026)

🔑 Get Your Sandbox API Key

Start testing in 2 minutes. No credit card required. Your sandbox key arrives instantly by email with code samples for Node.js, Python, and cURL.