⚡ GigATM™ — Coming Q3 2026

Your Money.
Before Payday.

GigATM™ gives you instant access to your verified earnings — before Uber, DoorDash, or any platform pays out. No interest. No credit check. Just your income, earlier.

Join the Beta Waitlist → Get Your GigID™ First

🚫 No Interest Ever 🚫 No Credit Check ✅ Based on GigScore™ ⚡ Instant Transfer 🔒 Repaid from Next Payout

How GigATM™ Works

Three Steps to Your Money

GigATM™ advances are based entirely on your verified income — not your credit score. Founding Members get beta access first.

Verify Your Income

Your GigID™ Level 2+ verifies your real-time earnings via Plaid or platform API. This becomes your advance limit.

Request an Advance

Request up to 80% of your verified platform balance. Approved instantly by GigScore™ — no human review, no waiting.

Auto-Repaid at Payout

When the platform pays out, the advance is automatically recouped. No bill. No missed payment. No debt cycle.

GigATM™ vs. The Alternatives

Why This Isn't Like Any Other "Cash Advance"

	Payday Loans	Credit Cards	EarnIn / Dave	GigATM™
Interest Rate	200–400% APR	20–29% APR	"Tips" / fees	0% — Flat fee only
Credit Check	Yes (hard pull)	Yes (hard pull)	Soft pull	❌ None
Gig Income Recognized	Rarely	No	Partial	✅ Full verification
Repayment	Manual, high risk	Monthly bill	Bank debit	✅ Auto from payout
Max Advance	$500 fixed	Credit limit	$750	✅ 80% of balance

GigATM™ Calculator

See What You Could Access

Estimated based on your verified GigScore™ tier.

Your monthly verified gig income

$ /month

Estimated GigATM™ Advance Available

$2,400

Based on GigScore™ 680+ | Repaid from next platform payout | Flat fee applies

Actual advance amounts depend on your GigScore™ level and verified income history. Founding Members receive priority access and enhanced limits.

Common Questions

Is this a loan?

No. GigATM™ is an earned income access service — you're accessing income you've already earned, not borrowing against future income. There's no interest, no TILA disclosure, and no debt created.

How much does it cost?

A flat service fee per advance — transparent, shown upfront, never a percentage or variable rate. Founding Members receive reduced fee tiers locked in for life.

What if my platform payment is delayed?

Your repayment is tied to when the platform actually pays out — not a fixed calendar date. No late fees if the platform delays your payout.

Do I need a GigID™?

Yes — GigID™ Level 2 or above is required. Your GigScore™ determines your advance limit. This is what makes GigATM™ possible without a credit check.

When does it launch?

GigATM™ beta launches Q3 2026 in Texas, Florida, California, Georgia, and Arizona. Founding Members get first access. Claim your GigID™ now to secure your spot.

Be First When GigATM™ Launches

Founding Members get priority beta access, enhanced advance limits, and locked-in fee tiers. The waitlist is open now.