🎓 Mavvrixx Academy — Free for Members

Financial School
Built for You.

Taxes, credit, insurance, retirement — all explained for independent workers. Short, practical lessons that take 5 minutes and actually change what you do next.

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24
Free Lessons
5 min
Per Lesson
6
Learning Tracks
19
Countries Covered
Learning Tracks

Everything a Gig Worker Needs to Know

Each track is built specifically for independent workers — no corporate jargon, no W-2 assumptions.

🧾
Taxes for 1099s
Stop leaving money on the table
✅ What counts as a deduction
✅ Quarterly estimated tax math
✅ Home office + vehicle rules
✅ SEP-IRA: the $66K tax trick
🔒 State tax by state (Premium)
💳
Building Your Credit
Without a W-2 or employer
✅ How GigScore™ differs from FICO
✅ Secured cards that actually work
✅ How verifiers use GigID™
✅ Getting a loan with gig income
🔒 Renting with GigID™ (Premium)
🛡️
Getting Insured
No employer? Here's your playbook.
✅ ACA marketplace: income tricks
✅ Health vs. accident vs. income protection
✅ What SafetyWing covers (and doesn't)
✅ Reading a policy in 5 minutes
🔒 International coverage (Premium)
🌅
Retirement Without HR
Your solo 401(k) roadmap
✅ Solo 401(k) vs. SEP-IRA vs. SIMPLE
✅ Opening your first retirement account
✅ Contribution limits by income
🔒 Backdoor Roth strategy (Premium)
🔒 International retirement (Premium)
🏦
Banking & Cash Flow
Manage irregular income like a pro
✅ The "three account" system
✅ Emergency fund math for gig workers
✅ GigATM™: when to use it
✅ Best neobanks for freelancers
🔒 Cross-border payments (Premium)
⚡
Growing Your Income
From gig to independent business
✅ Pricing your services correctly
✅ LLC vs. sole proprietor decision
✅ Building a client base off-platform
🔒 Contracts & protection (Premium)
🔒 Hiring your first sub (Premium)
Mavvy AI™

Your AI Financial Advisor

Ask Mavvy anything — she knows your income, your GigScore™, your coverage, and your goals. She's not generic advice. She's your advice.

You
I made $52K on Upwork this year. How much should I set aside for taxes and can I lower that?
Mavvy AI™
Based on your $52K and self-employment status, your tax estimate is ~$13,100 (federal + SE tax). But here's how to cut that: Open a Solo 401(k) before Dec 31 and contribute up to $23K as employee + 25% of net as employer ($9,300) = $32,300 in deductions → saving you ~$8,000 in taxes. Want me to walk you through the setup? Takes about 45 minutes.
Mavvy AI™ is available to all Mavvrixx members • Coming Q2 2026

Start Learning — Free

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